/* ============================================================
   LOAN ELIGIBILITY CALCULATOR — CLEAN WHITE DESIGN
   Mobile-first, professional, minimal
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&display=swap');

/* ============================================================
   DESIGN TOKENS
   ============================================================ */
:root {
    --bg-body: #f5f7fa;
    --bg-white: #ffffff;
    --bg-light: #f8f9fb;
    --bg-hover: #f0f2f5;
    --bg-accent-soft: #f0edff;
    --bg-success-soft: #ecfdf5;
    --bg-warning-soft: #fffbeb;
    --bg-error-soft: #fef2f2;
    --bg-info-soft: #eff6ff;

    --border: #e5e7eb;
    --border-light: #f0f1f3;
    --border-focus: #7c3aed;

    --accent: #7c3aed;
    --accent-light: #a78bfa;
    --accent-dark: #5b21b6;
    --accent-bg: #f5f3ff;
    --secondary: #0891b2;
    --secondary-light: #22d3ee;

    --text-primary: #111827;
    --text-secondary: #6b7280;
    --text-tertiary: #9ca3af;
    --text-accent: #7c3aed;

    --success: #059669;
    --warning: #d97706;
    --error: #dc2626;
    --info: #2563eb;

    --space-xs: 4px;
    --space-sm: 8px;
    --space-md: 16px;
    --space-lg: 24px;
    --space-xl: 32px;
    --space-2xl: 48px;

    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 16px;
    --radius-xl: 20px;
    --radius-full: 9999px;

    --shadow-xs: 0 1px 2px rgba(0, 0, 0, 0.04);
    --shadow-sm: 0 1px 3px rgba(0, 0, 0, 0.06), 0 1px 2px rgba(0, 0, 0, 0.04);
    --shadow-md: 0 4px 12px rgba(0, 0, 0, 0.06);
    --shadow-lg: 0 8px 24px rgba(0, 0, 0, 0.08);
    --shadow-xl: 0 12px 40px rgba(0, 0, 0, 0.1);

    --transition-fast: 0.15s ease;
    --transition-normal: 0.25s ease;
    --transition-slow: 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

/* ============================================================
   RESET & BASE
   ============================================================ */
*,
*::before,
*::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    font-size: 14px;
    scroll-behavior: smooth;
    -webkit-text-size-adjust: 100%;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, system-ui, sans-serif;
    background: var(--bg-body);
    color: var(--text-primary);
    line-height: 1.6;
    min-height: 100vh;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
}

/* ============================================================
   LAYOUT
   ============================================================ */
.app-container {
    max-width: 100%;
    padding: var(--space-md);
    padding-bottom: var(--space-2xl);
}

/* ============================================================
   HEADER
   ============================================================ */
.app-header {
    text-align: center;
    padding: var(--space-xl) 0 var(--space-lg);
}

.app-logo {
    font-size: 2rem;
    margin-bottom: var(--space-xs);
}

.app-title {
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--text-primary);
    line-height: 1.2;
}

.app-subtitle {
    color: var(--text-secondary);
    font-size: 0.8rem;
    font-weight: 400;
    margin-top: var(--space-xs);
}

.market-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    margin-top: var(--space-sm);
    padding: 5px 14px;
    background: var(--bg-white);
    border: 1px solid var(--border);
    border-radius: var(--radius-full);
    font-size: 0.7rem;
    color: var(--text-secondary);
    box-shadow: var(--shadow-xs);
}

.market-badge .pulse {
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--success);
    animation: pulse 2s infinite;
}

@keyframes pulse {

    0%,
    100% {
        opacity: 1;
        transform: scale(1);
    }

    50% {
        opacity: 0.5;
        transform: scale(1.5);
    }
}

/* ============================================================
   CARD
   ============================================================ */
.card {
    background: var(--bg-white);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: var(--space-lg);
    margin-bottom: var(--space-md);
    box-shadow: var(--shadow-sm);
    transition: box-shadow var(--transition-normal);
}

.card:hover {
    box-shadow: var(--shadow-md);
}

.card-title {
    font-size: 0.7rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    color: var(--text-tertiary);
    margin-bottom: var(--space-md);
}

.card-title-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: var(--space-md);
}

.card-title-row .card-title {
    margin-bottom: 0;
}

/* ============================================================
   SIMPLE CALCULATOR
   ============================================================ */
.simple-layout {
    display: flex;
    flex-direction: column;
    gap: var(--space-md);
}

.slider-group {
    margin-bottom: var(--space-lg);
}

.slider-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 6px;
}

.slider-label {
    font-size: 0.8rem;
    color: var(--text-secondary);
    font-weight: 500;
}

.slider-value {
    font-size: 0.85rem;
    font-weight: 700;
    color: var(--accent);
    background: var(--accent-bg);
    padding: 2px 12px;
    border-radius: var(--radius-full);
}

/* Range Slider */
input[type="range"] {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 5px;
    border-radius: 3px;
    background: linear-gradient(to right, var(--accent) 0%, var(--accent) var(--fill, 50%), var(--border) var(--fill, 50%), var(--border) 100%);
    outline: none;
    cursor: pointer;
    margin: 8px 0;
}

input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--bg-white);
    border: 3px solid var(--accent);
    box-shadow: var(--shadow-md);
    cursor: grab;
    transition: transform var(--transition-fast), box-shadow var(--transition-fast);
}

input[type="range"]::-webkit-slider-thumb:active {
    transform: scale(1.15);
    cursor: grabbing;
    box-shadow: 0 0 0 6px rgba(124, 58, 237, 0.12);
}

input[type="range"]::-moz-range-thumb {
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--bg-white);
    border: 3px solid var(--accent);
    box-shadow: var(--shadow-md);
    cursor: grab;
}

/* Result Panel */
.result-panel {
    text-align: center;
    padding: var(--space-lg);
}

.emi-display {
    margin-bottom: var(--space-lg);
}

.emi-label {
    font-size: 0.7rem;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--text-tertiary);
    font-weight: 600;
}

.emi-value {
    font-size: 2.2rem;
    font-weight: 900;
    color: var(--accent);
    line-height: 1.2;
    margin-top: var(--space-xs);
}

.emi-per {
    font-size: 0.75rem;
    color: var(--text-tertiary);
}

/* Sync indicator */
.sync-badge {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    padding: 3px 10px;
    background: var(--bg-success-soft);
    color: var(--success);
    border-radius: var(--radius-full);
    font-size: 0.6rem;
    font-weight: 600;
    margin-top: var(--space-sm);
    transition: all var(--transition-normal);
}

.sync-badge.hidden {
    display: none;
}

/* Donut Chart */
.donut-container {
    display: flex;
    justify-content: center;
    margin: var(--space-lg) 0;
    position: relative;
}

.donut-svg {
    width: 130px;
    height: 130px;
    transform: rotate(-90deg);
}

.donut-bg {
    fill: none;
    stroke: var(--border-light);
    stroke-width: 10;
}

.donut-principal {
    fill: none;
    stroke: var(--accent);
    stroke-width: 10;
    stroke-linecap: round;
}

.donut-interest {
    fill: none;
    stroke: var(--secondary);
    stroke-width: 10;
    stroke-linecap: round;
    transition: stroke-dashoffset 0.6s ease;
}

.donut-center {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    text-align: center;
}

.donut-center .donut-pct {
    font-size: 1.2rem;
    font-weight: 800;
    color: var(--secondary);
}

.donut-center .donut-label-text {
    font-size: 0.6rem;
    color: var(--text-tertiary);
    text-transform: uppercase;
    letter-spacing: 1px;
}

/* Breakdown Stats */
.breakdown-stats {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-sm);
}

.breakdown-stat {
    padding: var(--space-sm) var(--space-md);
    background: var(--bg-light);
    border-radius: var(--radius-md);
    text-align: center;
}

.breakdown-stat .stat-label {
    font-size: 0.6rem;
    color: var(--text-tertiary);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.breakdown-stat .stat-value {
    font-size: 0.85rem;
    font-weight: 700;
    color: var(--text-primary);
    margin-top: 2px;
}

.breakdown-stat.principal .stat-value {
    color: var(--accent);
}

.breakdown-stat.interest .stat-value {
    color: var(--secondary);
}

.chart-legend {
    display: flex;
    justify-content: center;
    gap: var(--space-lg);
    margin-top: var(--space-md);
    font-size: 0.7rem;
}

.legend-item {
    display: flex;
    align-items: center;
    gap: 6px;
    color: var(--text-secondary);
}

.legend-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
}

.legend-dot.principal {
    background: var(--accent);
}

.legend-dot.interest {
    background: var(--secondary);
}

/* Amortization Bars */
.amortization-mini {
    margin-top: var(--space-lg);
    padding-top: var(--space-md);
    border-top: 1px solid var(--border-light);
}

.amortization-mini .card-title {
    margin-bottom: var(--space-sm);
}

.amort-bars {
    display: flex;
    align-items: flex-end;
    gap: 3px;
    height: 55px;
}

.amort-bar-group {
    flex: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 2px;
}

.amort-bar {
    width: 100%;
    height: 45px;
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
    border-radius: 3px 3px 0 0;
    overflow: hidden;
}

.amort-fill {
    width: 100%;
    transition: height 0.4s ease;
}

.amort-fill.principal {
    background: var(--accent);
    opacity: 0.85;
}

.amort-fill.interest {
    background: var(--secondary);
    opacity: 0.6;
}

.amort-year {
    font-size: 0.5rem;
    color: var(--text-tertiary);
}

/* ============================================================
   ADVANCED TOGGLE
   ============================================================ */
.advanced-toggle-btn {
    display: flex;
    align-items: center;
    gap: var(--space-md);
    width: 100%;
    padding: var(--space-md) var(--space-lg);
    margin: var(--space-lg) 0 0;
    background: var(--bg-white);
    border: 1.5px solid var(--border);
    border-radius: var(--radius-lg);
    color: var(--text-primary);
    font-family: inherit;
    cursor: pointer;
    transition: all var(--transition-normal);
    text-align: left;
    box-shadow: var(--shadow-sm);
}

.advanced-toggle-btn:hover {
    border-color: var(--accent);
    box-shadow: var(--shadow-md);
}

.advanced-toggle-btn.active {
    border-color: var(--accent);
    background: var(--accent-bg);
    border-bottom-left-radius: 0;
    border-bottom-right-radius: 0;
    margin-bottom: 0;
}

.adv-toggle-icon {
    font-size: 1.4rem;
    flex-shrink: 0;
}

.adv-toggle-text {
    flex: 1;
    display: flex;
    flex-direction: column;
}

.adv-toggle-text strong {
    font-size: 0.85rem;
    font-weight: 700;
}

.adv-toggle-text small {
    font-size: 0.68rem;
    color: var(--text-tertiary);
    margin-top: 1px;
}

.adv-toggle-arrow {
    font-size: 0.7rem;
    color: var(--text-tertiary);
    transition: transform var(--transition-normal);
    flex-shrink: 0;
}

.advanced-toggle-btn.active .adv-toggle-arrow {
    transform: rotate(180deg);
    color: var(--accent);
}

/* ============================================================
   ADVANCED EXPANDABLE
   ============================================================ */
.advanced-expandable {
    overflow: hidden;
    transition: max-height 0.6s cubic-bezier(0.16, 1, 0.3, 1), opacity 0.4s ease;
}

.advanced-expandable.collapsed {
    max-height: 0;
    opacity: 0;
    pointer-events: none;
}

.advanced-expandable.expanded {
    max-height: 8000px;
    opacity: 1;
    pointer-events: all;
}

.advanced-inner {
    padding: var(--space-md);
    border: 1.5px solid var(--accent);
    border-top: none;
    border-bottom-left-radius: var(--radius-lg);
    border-bottom-right-radius: var(--radius-lg);
    background: var(--accent-bg);
}

.advanced-inner .card:last-child {
    margin-bottom: 0;
}

/* ============================================================
   EMPLOYMENT TOGGLE
   ============================================================ */
.emp-toggle {
    display: flex;
    gap: 4px;
    padding: 3px;
    background: var(--bg-light);
    border-radius: var(--radius-full);
    border: 1px solid var(--border);
}

.emp-toggle-btn {
    flex: 1;
    padding: 10px 12px;
    border: none;
    border-radius: var(--radius-full);
    background: transparent;
    color: var(--text-secondary);
    font-family: inherit;
    font-size: 0.8rem;
    font-weight: 600;
    cursor: pointer;
    transition: all var(--transition-normal);
    text-align: center;
}

.emp-toggle-btn.active {
    background: var(--accent);
    color: #fff;
    box-shadow: var(--shadow-sm);
}

.emp-toggle-btn:not(.active):hover {
    background: var(--bg-hover);
    color: var(--text-primary);
}

/* ============================================================
   FORM
   ============================================================ */
.form-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--space-md);
}

.form-field {
    display: flex;
    flex-direction: column;
    gap: var(--space-xs);
}

.form-label {
    font-size: 0.75rem;
    font-weight: 500;
    color: var(--text-secondary);
    display: flex;
    align-items: center;
    gap: var(--space-xs);
}

.form-input {
    width: 100%;
    padding: 11px 14px;
    background: var(--bg-white);
    border: 1px solid var(--border);
    border-radius: var(--radius-md);
    color: var(--text-primary);
    font-family: inherit;
    font-size: 0.95rem;
    font-weight: 600;
    transition: all var(--transition-fast);
    outline: none;
}

.form-input:focus {
    border-color: var(--accent);
    box-shadow: 0 0 0 3px rgba(124, 58, 237, 0.1);
}

.form-input::placeholder {
    color: var(--text-tertiary);
    font-weight: 400;
}

.input-prefix {
    position: relative;
}

.input-prefix .form-input {
    padding-left: 26px;
}

.input-prefix::before {
    content: '₹';
    position: absolute;
    left: 11px;
    top: 50%;
    transform: translateY(-50%);
    color: var(--text-tertiary);
    font-weight: 600;
    font-size: 0.85rem;
    z-index: 1;
}

.form-hint {
    font-size: 0.65rem;
    color: var(--text-tertiary);
    margin-top: 2px;
}

/* Detailed income section */
.income-detail-toggle {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    font-size: 0.68rem;
    color: var(--accent);
    font-weight: 600;
    cursor: pointer;
    border: none;
    background: none;
    font-family: inherit;
    padding: 4px 0;
    transition: color var(--transition-fast);
}

.income-detail-toggle:hover {
    color: var(--accent-dark);
}

.income-detail-section {
    overflow: hidden;
    transition: max-height 0.3s ease, opacity 0.2s ease;
}

.income-detail-section.collapsed {
    max-height: 0;
    opacity: 0;
}

.income-detail-section.expanded {
    max-height: 400px;
    opacity: 1;
}

.income-detail-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-sm);
    padding-top: var(--space-sm);
}

.income-detail-grid .form-field {
    gap: 2px;
}

.income-detail-grid .form-label {
    font-size: 0.65rem;
}

.income-detail-grid .form-input {
    padding: 8px 10px;
    font-size: 0.85rem;
    padding-left: 22px;
}

.income-detail-grid .input-prefix::before {
    font-size: 0.75rem;
    left: 8px;
}

.income-avg-result {
    grid-column: 1 / -1;
    padding: var(--space-sm) var(--space-md);
    background: var(--bg-success-soft);
    border-radius: var(--radius-sm);
    font-size: 0.72rem;
    color: var(--success);
    font-weight: 600;
    text-align: center;
}

/* CIBIL */
.cibil-row {
    display: flex;
    align-items: center;
    gap: var(--space-sm);
}

.cibil-row .form-input {
    flex: 1;
}

#cibil-badge {
    padding: 4px 12px;
    border-radius: var(--radius-full);
    font-size: 0.65rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    white-space: nowrap;
    transition: all var(--transition-normal);
}

.cibil-gauge {
    height: 4px;
    background: var(--border-light);
    border-radius: 2px;
    overflow: hidden;
    margin-top: var(--space-xs);
}

.cibil-gauge-fill {
    height: 100%;
    border-radius: 2px;
    transition: all var(--transition-normal);
}

/* Toggle Switches */
.toggle-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: var(--space-sm) 0;
}

.toggle-label {
    font-size: 0.8rem;
    color: var(--text-secondary);
    font-weight: 500;
}

.toggle-switch {
    position: relative;
    width: 42px;
    height: 24px;
}

.toggle-switch input {
    opacity: 0;
    width: 0;
    height: 0;
}

.toggle-slider {
    position: absolute;
    inset: 0;
    background: var(--border);
    border-radius: 12px;
    cursor: pointer;
    transition: background var(--transition-fast);
}

.toggle-slider::before {
    content: '';
    position: absolute;
    left: 3px;
    top: 3px;
    width: 18px;
    height: 18px;
    background: var(--bg-white);
    border-radius: 50%;
    transition: transform var(--transition-fast);
    box-shadow: var(--shadow-xs);
}

.toggle-switch input:checked+.toggle-slider {
    background: var(--accent);
}

.toggle-switch input:checked+.toggle-slider::before {
    transform: translateX(18px);
}

/* Loan Type */
.loan-type-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-sm);
}

.loan-type-btn {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 4px;
    padding: var(--space-md) var(--space-sm);
    background: var(--bg-light);
    border: 1px solid var(--border);
    border-radius: var(--radius-md);
    color: var(--text-secondary);
    font-family: inherit;
    cursor: pointer;
    transition: all var(--transition-normal);
}

.loan-type-btn .lt-icon {
    font-size: 1.3rem;
}

.loan-type-btn .lt-label {
    font-size: 0.68rem;
    font-weight: 600;
    text-align: center;
}

.loan-type-btn.active {
    border-color: var(--accent);
    background: var(--accent-bg);
    color: var(--text-primary);
    box-shadow: 0 0 0 2px rgba(124, 58, 237, 0.1);
}

.loan-type-btn:hover:not(.active) {
    border-color: var(--text-tertiary);
    background: var(--bg-hover);
}

/* Bank Selector */
.bank-grid {
    display: flex;
    flex-wrap: wrap;
    gap: var(--space-sm);
}

.bank-chip {
    cursor: pointer;
}

.bank-chip input {
    display: none;
}

.bank-chip-inner {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 2px;
    padding: 8px 14px;
    background: var(--bg-light);
    border: 1.5px solid var(--border);
    border-radius: var(--radius-md);
    transition: all var(--transition-normal);
    min-width: 62px;
}

.bank-chip input:checked+.bank-chip-inner {
    border-color: var(--bank-color);
    background: color-mix(in srgb, var(--bank-color) 8%, white);
    box-shadow: 0 0 0 2px color-mix(in srgb, var(--bank-color) 15%, transparent);
}

.bank-chip-name {
    font-size: 0.72rem;
    font-weight: 700;
    color: var(--text-primary);
}

.bank-chip-type {
    font-size: 0.52rem;
    color: var(--text-tertiary);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.bank-actions {
    display: flex;
    gap: var(--space-sm);
    margin-bottom: var(--space-sm);
}

.bank-action-btn {
    padding: 4px 12px;
    border: 1px solid var(--border);
    border-radius: var(--radius-full);
    background: var(--bg-white);
    color: var(--text-tertiary);
    font-family: inherit;
    font-size: 0.65rem;
    font-weight: 600;
    cursor: pointer;
    transition: all var(--transition-fast);
}

.bank-action-btn:hover {
    border-color: var(--accent);
    color: var(--accent);
}

/* ============================================================
   RESULTS
   ============================================================ */
.results-summary {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-sm);
    margin-bottom: var(--space-lg);
}

.summary-stat {
    padding: var(--space-md);
    background: var(--bg-light);
    border-radius: var(--radius-md);
    text-align: center;
    border: 1px solid var(--border-light);
}

.summary-stat.highlight {
    border-color: var(--accent);
    background: var(--accent-bg);
}

.summary-number {
    display: block;
    font-size: 1.05rem;
    font-weight: 800;
    color: var(--text-primary);
    line-height: 1.2;
}

.summary-stat.highlight .summary-number {
    color: var(--accent);
}

.summary-label {
    display: block;
    font-size: 0.58rem;
    color: var(--text-tertiary);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-top: 3px;
}

/* Bank Cards */
.bank-cards {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--space-md);
}

.bank-card {
    background: var(--bg-white);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    overflow: hidden;
    animation: cardSlideIn 0.5s ease both;
    transition: all var(--transition-normal);
    box-shadow: var(--shadow-xs);
}

.bank-card:hover {
    box-shadow: var(--shadow-lg);
    transform: translateY(-2px);
}

.bank-card.ineligible {
    opacity: 0.5;
}

.bank-card.ineligible:hover {
    opacity: 0.75;
}

@keyframes cardSlideIn {
    from {
        opacity: 0;
        transform: translateY(16px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.bank-card-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: var(--space-md) var(--space-lg);
    color: #fff;
}

.bank-card-title h3 {
    font-size: 1rem;
    font-weight: 800;
}

.bank-card-type {
    font-size: 0.55rem;
    opacity: 0.85;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.bank-card-rate .rate-value {
    font-size: 1.3rem;
    font-weight: 900;
}

.bank-card-rate .rate-label {
    font-size: 0.55rem;
    opacity: 0.85;
}

.bank-card-body {
    padding: var(--space-md) var(--space-lg) var(--space-lg);
}

.card-metrics {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-sm);
    margin-bottom: var(--space-md);
}

.card-metric {
    padding: var(--space-sm);
    background: var(--bg-light);
    border-radius: var(--radius-sm);
}

.metric-label {
    display: block;
    font-size: 0.58rem;
    color: var(--text-tertiary);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.metric-value {
    display: block;
    font-size: 0.82rem;
    font-weight: 700;
    color: var(--text-primary);
    margin-top: 2px;
}

.card-features {
    display: flex;
    flex-wrap: wrap;
    gap: 4px;
    margin-bottom: var(--space-sm);
}

.feature-tag {
    padding: 3px 8px;
    background: var(--bg-light);
    border: 1px solid var(--border-light);
    border-radius: var(--radius-full);
    font-size: 0.58rem;
    color: var(--text-secondary);
}

.ineligible-badge {
    text-align: center;
    padding: var(--space-md);
    font-size: 0.85rem;
    font-weight: 700;
    color: var(--error);
    background: var(--bg-error-soft);
    border-radius: var(--radius-md);
    margin-bottom: var(--space-sm);
}

.card-warnings {
    display: flex;
    flex-direction: column;
    gap: var(--space-xs);
}

.warning-item {
    display: flex;
    align-items: flex-start;
    gap: var(--space-xs);
    padding: var(--space-sm);
    border-radius: var(--radius-sm);
    font-size: 0.68rem;
    line-height: 1.4;
}

.warning-item.error {
    background: var(--bg-error-soft);
    color: var(--error);
}

.warning-item.warning {
    background: var(--bg-warning-soft);
    color: var(--warning);
}

.warning-item.info {
    background: var(--bg-info-soft);
    color: var(--info);
}

.warning-icon {
    flex-shrink: 0;
    font-size: 0.75rem;
}

.no-results {
    text-align: center;
    padding: var(--space-2xl) var(--space-lg);
    color: var(--text-tertiary);
}

.no-results-icon {
    font-size: 3rem;
    margin-bottom: var(--space-md);
    opacity: 0.35;
}

.no-results h3 {
    font-size: 1rem;
    color: var(--text-secondary);
    margin-bottom: var(--space-xs);
}

.no-results p {
    font-size: 0.8rem;
}

/* ============================================================
   SOURCES
   ============================================================ */
.sources-section {
    margin-top: var(--space-xl);
}

.sources-toggle {
    width: 100%;
    padding: var(--space-md);
    background: var(--bg-white);
    border: 1px solid var(--border);
    border-radius: var(--radius-md);
    color: var(--text-tertiary);
    font-family: inherit;
    font-size: 0.75rem;
    font-weight: 600;
    cursor: pointer;
    transition: all var(--transition-fast);
    box-shadow: var(--shadow-xs);
}

.sources-toggle:hover {
    border-color: var(--text-tertiary);
    color: var(--text-secondary);
}

.sources-content {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.5s ease;
}

.sources-content.expanded {
    max-height: 2000px;
}

.snapshot-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-sm);
    margin: var(--space-md) 0;
}

.snapshot-item {
    padding: var(--space-md);
    background: var(--bg-light);
    border: 1px solid var(--border-light);
    border-radius: var(--radius-md);
    text-align: center;
}

.snapshot-value {
    display: block;
    font-size: 0.9rem;
    font-weight: 800;
    color: var(--text-primary);
    line-height: 1.3;
}

.snapshot-label {
    display: block;
    font-size: 0.58rem;
    color: var(--text-tertiary);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-top: 3px;
}

.snapshot-sub {
    display: block;
    font-size: 0.52rem;
    color: var(--text-tertiary);
}

.source-group {
    margin-bottom: var(--space-md);
}

.source-group h4 {
    font-size: 0.7rem;
    font-weight: 700;
    color: var(--text-secondary);
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: var(--space-xs);
    padding-bottom: var(--space-xs);
    border-bottom: 1px solid var(--border-light);
}

.source-group ul {
    list-style: none;
}

.source-group li {
    padding: 3px 0;
}

.source-group a {
    color: var(--accent);
    text-decoration: none;
    font-size: 0.72rem;
    transition: color var(--transition-fast);
}

.source-group a:hover {
    color: var(--accent-dark);
    text-decoration: underline;
}

/* Market data config (hidden by default) */
.market-config-section {
    display: none;
}

.market-config-section.visible {
    display: block;
}

/* ============================================================
   FOOTER
   ============================================================ */
.app-footer {
    text-align: center;
    padding: var(--space-xl) var(--space-md);
    color: var(--text-tertiary);
    font-size: 0.62rem;
    line-height: 1.8;
}

.app-footer strong {
    color: var(--text-secondary);
}

/* ============================================================
   UTILITY
   ============================================================ */
.hidden {
    display: none !important;
}

/* ============================================================
   TABLET (min-width: 600px)
   ============================================================ */
@media (min-width: 600px) {
    html {
        font-size: 15px;
    }

    .app-container {
        max-width: 720px;
        margin: 0 auto;
        padding: var(--space-lg);
    }

    .app-title {
        font-size: 1.7rem;
    }

    .simple-layout {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: var(--space-lg);
    }

    .form-grid {
        grid-template-columns: 1fr 1fr;
    }

    .loan-type-grid {
        grid-template-columns: repeat(3, 1fr);
    }

    .results-summary {
        grid-template-columns: repeat(4, 1fr);
    }

    .card-metrics {
        grid-template-columns: repeat(3, 1fr);
    }

    .snapshot-grid {
        grid-template-columns: repeat(4, 1fr);
    }

    .emi-value {
        font-size: 2.4rem;
    }
}

/* DESKTOP (min-width: 960px) */
@media (min-width: 960px) {
    html {
        font-size: 16px;
    }

    .app-container {
        max-width: 1080px;
        padding: var(--space-xl);
    }

    .app-title {
        font-size: 2rem;
    }

    .card {
        padding: var(--space-xl);
    }

    .simple-layout {
        gap: var(--space-xl);
        align-items: start;
    }

    .form-grid {
        gap: var(--space-lg);
    }

    .bank-cards {
        grid-template-columns: repeat(2, 1fr);
    }

    .emi-value {
        font-size: 2.6rem;
    }

    .bank-card:hover {
        transform: translateY(-3px);
    }
}

/* LARGE (min-width: 1200px) */
@media (min-width: 1200px) {
    .app-container {
        max-width: 1200px;
    }

    .loan-type-grid {
        grid-template-columns: repeat(6, 1fr);
    }

    .bank-cards {
        gap: var(--space-lg);
    }
}

/* iOS Safe Areas */
@supports (padding-top: env(safe-area-inset-top)) {
    .app-container {
        padding-top: calc(var(--space-md) + env(safe-area-inset-top));
        padding-bottom: calc(var(--space-2xl) + env(safe-area-inset-bottom));
        padding-left: calc(var(--space-md) + env(safe-area-inset-left));
        padding-right: calc(var(--space-md) + env(safe-area-inset-right));
    }
}

/* Touch devices */
@media (hover: none) and (pointer: coarse) {
    input[type="range"]::-webkit-slider-thumb {
        width: 26px;
        height: 26px;
    }

    .loan-type-btn {
        padding: var(--space-md);
        min-height: 68px;
    }

    .emp-toggle-btn {
        padding: 14px 12px;
    }

    .bank-chip-inner {
        padding: 10px 16px;
    }

    .form-input {
        padding: 13px 14px;
        font-size: 1rem;
    }

    .advanced-toggle-btn {
        padding: var(--space-lg);
    }
}

@media print {
    body {
        background: #fff;
    }

    .advanced-toggle-btn,
    .sources-toggle {
        display: none;
    }
}