Home Loan Eligibility Calculator

Loan Parameters

Loan Amount ₹ 50 Lakh

Tenure 20 Years

Interest Rate 8.50%

Year-wise Breakup

Principal Interest

Monthly EMI

₹ 0

per month

50%

Interest

Principal Interest

Principal

₹ 50 L

Total Interest

₹ 0

Total Payable

₹ 0

Employment Type

👩 Women Applicant (0.05% discount)

🏙️ Metro City

Personal & Financial Details

👤 Age (Years)

💰 Monthly Income

Previous Salary

Current Salary

If salary recently changed, enter both to average out for bank assessment

Year 1 Net Profit

Year 2 Net Profit

Year 3 Net Profit (optional)

Banks use 2-3 year average profit for self-employed eligibility

📊 CIBIL Score

Excellent

📋 Existing EMIs

Total of all current loan EMIs

🏡 Property Value

📅 Desired Tenure (Years)

Loan Type

Select Banks to Compare

⚡ Eligibility Results

Market Snapshot — March 2026

⚙️ Market Data Config (Admin)

Future: Connect to API endpoint for auto-updating rates.
Current data: hardcoded in data.js · Last updated: March 2026

RBI Repo Rate (%)

Data Last Updated

💡 To auto-update: Add a server API that fetches latest rates from bank websites. Update BANKS array in data.js via API call on page load.

Data Sources & References